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Tailored Loans for Medical Professionals

Buying a Practice

Are you a medical professional in Australia looking to buy your own practice? Whether you're a doctor, dentist, pharmacist, or veterinarian, owning a practice can be a rewarding way to expand your career and serve your community. At HSD Finance, we specialise in helping medical professionals like you secure financing tailored to your unique needs, so you can focus on what matters most—your patients and your growth.

Why Choose a Specialist Loan?

Medical professionals have unique financial profiles. Banks and lenders recognise the stability and reliability of your career, which opens up the opportunities for specialised lending solutions designed to work for you.
A practice loan offers tailored options, including:

  • Higher Loan-to-Value Ratios (LVRs) Medical professionals are often eligible for higher LVRs without the need for Lenders Mortgage Insurance (LMI), which means lower initial costs. Borrow up to 100% of the purchase price of an existing practice, or a share in a partnership.
  • Flexible Repayment Terms We work with lenders who offer flexible repayment terms, allowing you to manage your finances comfortably as you grow your practice.
  • Competitive Interest Rates Access competitive rates, recognising the security of your profession.
  • Additional Working Capital Many practice loans include funds to cover operating costs, equipment purchases, and upgrades, making it easier to set up a fully operational practice from day one.

Who Qualifies?

The specialist loans are designed specifically for:

  • General Practitioners
  • Dentists
  • Specialists (e.g., surgeons, radiologists)
  • Veterinarians
  • Allied Health Professionals (e.g., physiotherapists, chiropractors)

Benefits of Financing Through HSD Finance

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Fast, Personalised Service

We understand your time is valuable. Our expert team provides personalised, end-to-end service to streamline your loan process from application to settlement.

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Support for Growth and Expansion

Whether it’s buying out a partnership, relocating, or expanding, our loans are structured to help you achieve your practice goals without financial strain.

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Industry Expertise

Our brokers have extensive experience working with healthcare professionals. We work with lenders who recognise the stability and growth potential within your profession, securing competitive rates and terms specifically for medical practitioners.

How to Get Started

Getting started is simple! Contact us today for a no-obligation consultation to discuss your practice loan options. Our expert mortgage brokers will work with you to understand your goals and find the best loan structure for your specific needs.