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Let us help you unlock the potential of commercial real estate investment with a solution tailored to your success.

Commercial Property Loans

Invest in your future with tailored commercial property loan solutions, designed to support your business growth and property portfolio development. Our team specialises in providing a diverse range of financing options for commercial real estate, ensuring you have the tools to secure property that aligns with your goals and objectives.

What Is a Commercial Property Loan?

A commercial property loan provides finance for purchasing or refinancing commercial real estate, including office spaces, retail shops, industrial warehouses, and mixed-use properties.

Unlike residential loans, these loans consider business performance and property viability to assess loan terms, rates, and repayment flexibility. As your experienced mortgage broker, we streamline this process, helping you navigate the complexities of commercial lending with ease.

Why Invest in Commercial Property?

Commercial property investment can offer high returns, stable cash flow, and potential for capital growth. Whether you are expanding your business, enhancing an existing portfolio, or entering the property market, a well-structured loan is crucial.

Our expertise ensures you make informed decisions, helping you maximise the benefits of your investment

Types of Commercial Property Loan Options

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Full Doc Commercial Loans

Ideal for borrowers seeking the security of a competitively priced loan without the inconvenience of costly annual reviews and line fees typically associated with traditional commercial lenders.

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Lease Doc Commercial Loans

The Lease Doc Commercial Loan is a flexible loan ideally suited for purchase, refinance or equity release with no income verification other than rental income derived from the security property.

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Low or Alt Doc Commercial Loans

Tailored for self-employed investors, owner-occupiers who are unable to provide 2 years tax return and financials. The Alt Doc Commercial Loan accepts declared income to be supported by an Accountant’s Letter or 6 months business trading statements or 2 most recent BAS statements.

Types of Commercial Property Loans

  • Owner-Occupied Loans: Perfect for businesses looking to purchase or refinance a property for their own operations. These loans often offer favourable terms to support stable occupancy.
  • Investment Loans: Designed for investors seeking to expand their property portfolios. These loans are structured to maximise return potential while balancing risks.
  • Development and Construction Loans: Financing options for those seeking to construct new properties or expand existing ones. Ideal for developers, these loans provide flexible funding during project phases.
  • Refinancing Solutions: If you're seeking better terms on an existing commercial property loan, our refinancing solutions can help lower your interest rates and reduce repayments.
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Why Choose HSD Finance for Your Commercial Property Loan?

We bring expertise, transparency, and a commitment to finding the most suitable financing options for your needs. Here's how we can assist you:

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Initial Consultation

We take the time to understand your needs, financial goals, and property specifications.

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Tailored Loan Options

We work with a wide network of reputable lenders to find competitive terms tailored to your investment goals.

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Loan Structuring

Based on lender offers, we help structure your loan for optimal terms, ensuring it aligns with your business objectives.

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End-to-End Support

From initial consultations to securing approvals and settlements, our team provides dedicated support, simplifying the loan process.

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Flexible Repayment Structures

We understand that cash flow varies, so we seek lenders that offer flexible repayment options, helping you manage finances comfortably.

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Interest-Only Periods

Suitable for new investments or developments, we can arrange interest-only terms to help with your property cash flow.

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Access to Larger Loan Amounts

We work with an extensive network of lenders to provide loan solutions for a wide range of property values, ensuring you have the funds needed for high-value commercial assets.

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Support Beyond Settlement

Our team is here to support you beyond loan settlement, providing guidance to ensure your commercial property loan remains as beneficial as possible, offering advice on refinancing and other financial products when the time is right.

Ready to Secure Your Commercial Property Loan?

Ready to explore your options? Whether you’re a seasoned investor or new to commercial property, we’re here to provide personalised advice and outstanding service. Contact HSD Finance today to schedule a consultation with one of our commercial property loan specialists.

Let us help you unlock the potential of commercial real estate investment with a solution tailored to your success.