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Let us help you lay the foundation for a successful project.

Construction and Development Funding

Welcome to HSD Finance – your trusted partner for construction and development financing solutions. With a keen focus on the needs of developers, builders, and property investors, we provide tailored funding solutions for projects of all sizes, ensuring your vision is fully supported from foundation to completion.

Why Choose Us for Construction and Development Finance?

In the world of property development, securing the right finance is crucial to a project's success. With our deep industry knowledge and a broad network of lender partnerships, we provide access to competitive funding solutions, structured to optimise your cash flow throughout each stage of your build. Our approach is professional, transparent, and results-focused, designed to facilitate the seamless progress of your project from start to finish.

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Our Services

We offer a full suite of construction and development finance services, including:

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Construction Loans

Adding commercial property to your SMSF diversifies your portfolio, potentially reducing risk and enhancing your returns over the long term.

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Development Funding

Designed for individual residential or commercial builds, construction loans allow staged financing, aligning funds with your project’s progression. From initial planning to final handover, we assist you in structuring your loan to maximise cost-effectiveness and flexibility, with the assurance of a smooth and stress-free process.

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Mezzanine Finance

Mezzanine finance can be a strategic option for developers looking to bridge the gap between debt and equity. Our experts can arrange mezzanine funding to increase your project’s leverage, giving you additional financial flexibility without diluting ownership.

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Pre-Sale Advice and Financing

Many projects require pre-sales to secure finance. We assist in structuring finance terms around pre-sales requirements, ensuring you meet lending criteria without compromising your cash flow or project timelines.

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Bridging and Short-Term Loans

For developers facing time-sensitive opportunities, bridging and short-term loans can provide the necessary capital to move quickly. Our team will ensure you have access to the funds you need when timing is critical.

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Residual stock or reverse equity loans

If the developer intends to retain part or all of the completed project as a long-term investment, residual stock or reverse equity loans can facilitate the objectives.

Our Process

Our process is designed to provide clarity and confidence at every step. Here’s how we work with you to secure the funding you need:

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Comprehensive Consultation
We begin with an in-depth consultation to understand your project scope, budget, and financial goals. From this foundation, we build a personalised strategy that considers market conditions, project requirements, and your vision.
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Lender Matching
With our extensive lender network, we identify suitable lenders and funding structures that best meet your project’s requirements.
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Loan Application & Negotiation
We manage the application process, liaising with lenders to negotiate the most favourable terms, ensuring all requirements are met efficiently
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End-to-End Project Support
From application to project completion, our team remains engaged to provide guidance and support. We’ll liaise with lenders, handle documentation, and ensure you’re equipped with the financial resources to keep your project on track.

Start Your Project with Confidence

Whether you’re an experienced developer or embarking on your first project, HSD Finance is here to help bring your vision to life. Get in touch today to learn how we can provide the construction and development funding you need for a successful, stress-free project journey.