Are you looking to invest in residential property through your Self-Managed Superannuation Fund (SMSF)? At HSD Finance, we are here to help you navigate the complexities of SMSF property loans so you can build your wealth confidently and efficiently.
An SMSF residential loan is a specialised type of loan designed to help you purchase residential property through your SMSF. This type of loan is ideal for those who want to expand their retirement portfolio by taking advantage of the long-term potential of real estate.
Enhance your SMSF portfolio with property, adding value and stability to your retirement assets.
By holding property in your SMSF, you could benefit from significant tax advantages on rental income and potential capital gains.
Gain greater control over your financial future with the ability to personally select and manage property within your SMSF.
Investing in residential property through an SMSF can help you grow long-term wealth, providing security for your retirement years.
There are strict compliance guidelines for SMSF loans that ensure the fund's sole purpose is to provide retirement benefits. You must maintain a “limited recourse borrowing arrangement” (LRBA), meaning the lender can only access the property in case of default, not your other SMSF assets. Advice from you accountant or financial adviser is necessary.
Navigating the rules and regulations around SMSF lending can be complex. Our team specialises in SMSF lending and understands the unique structure of these loans, offering guidance tailored to your specific financial goals. We will assist you in:
If you’re ready to explore how an SMSF Residential Loan could work for you, our experienced mortgage brokers are here to help. We’ll work closely with you to create a lending solution that aligns with your retirement goals, financial situation, and SMSF compliance requirements.
Get in touch with HSD Finance today for a consultation on SMSF Residential Loans and start building a stronger, more diversified retirement portfolio.