As a self-employed Australian, you’ve built your own path in business—and when it comes to buying a home, you deserve the same flexibility and support in your mortgage. At HSD Finance, we specialise in securing home loans for self-employed clients across Australia, making the home ownership journey simple and straightforward.
Navigating the home loan process as a self-employed borrower can sometimes feel challenging. Traditional lenders may view self-employed applicants as higher risk, given the often-fluctuating income or different documentation requirements. However, with the right approach and the expertise of a knowledgeable mortgage broker, securing a home loan can be smooth and stress-free. At HSD Finance, we work with a wide network of lenders who understand the unique financial situations of self-employed Australians. We'll find a tailored solution to suit your needs, ensuring your hard work and financial accomplishments are fully recognised.
We look at a variety of income documentation options beyond the standard payslip. Whether it’s using recent tax returns, BAS statements, or alternative income verification methods, we’ll find the best fit for your situation.
Not all lenders view self-employed applicants the same way. We have partnerships with lenders who specialise in home loans for self-employed individuals, offering greater flexibility and competitive rates tailored to your circumstances.
Depending on your business structure and income records, we’ll help you decide on either a “low doc” loan with fewer documentation requirements or a “full doc” loan if you have standard financial statements and tax returns. We’re here to guide you through every step of the way.
To make your loan application process as smooth as possible, it helps to have the following documents ready:
Expertise
With years of experience in securing self-employed home loans, we know exactly how to present your financials to appeal to lenders.
Personalised Service
We take the time to understand your business and financial position, tailoring our services to your individual needs.
Fast, Transparent Process
We streamline the application process and keep you informed at every step, so there are no surprises along the way.
If you're self-employed and ready to explore your home loan options, get in touch with HSD Finance today. Let us simplify your path to home ownership and secure a loan that respects and rewards your hard work.