At HSD Finance, we believe in giving back to those who give so much to our community. Essential workers like teachers, healthcare professionals, emergency services personnel, and others play a vital role in building a stronger Australia. That’s why we’re proud to offer tailored home loan solutions that recognise your hard work and dedication.
Navigating the home loan market can be complex, but our expertise makes it simple. As a trusted mortgage broker, we understand the unique challenges essential workers face, from irregular shifts to salary packaging arrangements. Our team is dedicated to finding a loan solution that fits your circumstances, so you can focus on what matters most — your family, career, and dreams.
Whether you’re buying your first home, upgrading to your dream house, or refinancing an existing loan, we work to secure competitive rates and exclusive benefits for essential workers. Some of the perks you may be eligible for include:
Discounted interest rates:
Enjoy reduced rates from select lenders who appreciate your service.
Lower deposit requirements
Access loans with as little as 5% deposit, or even zero deposit in some cases.
Flexible repayment options
Benefit from loan structures that accommodate variable income and shift work.
Fee waivers
Save on upfront and ongoing fees, including lender’s mortgage insurance (LMI).
Our process is designed to make your homeownership journey as smooth as possible:
We take the time to understand your goals, finances, and career-specific considerations.
With access to a wide range of lenders, we compare products to find the right match for you.
From pre-approval to settlement, we handle the paperwork and keep you informed every step of the way.
Our service doesn’t end when your loan is approved. We’re here to help with refinancing or reviewing your loan in the future.
Essential workers who may qualify for these tailored home loans include:
With years of experience in helping essential workers achieve their property goals, we’re passionate about making a positive difference in your life. Our clients trust us for our:
Your dream home is closer than you think. Contact HSD Finance today to speak with one of our dedicated mortgage specialists. We’ll help you unlock exclusive benefits and take the next step in your property journey.
We are here to support the people who support our community. Let’s work together to make your homeownership dreams a reality.