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Empowering Australians Abroad to Invest Back Home

Lending For Experts

Whether you’re an Australian living overseas or a returning expatriate looking to invest in property back home, we understand that navigating the mortgage process can be challenging. Our dedicated team is here to simplify your journey, providing expert guidance tailored to the unique needs of Australians abroad. With years of experience in expat lending, we make securing a home loan from afar as smooth and straightforward as possible.

Why Choose Us?

  • Expert Knowledge of Expat Loans Expat home loans have specific criteria and requirements that differ from standard mortgages. Our team specialises in loans for Australians living overseas, ensuring we navigate these complexities with ease.
  • Tailored Solutions Every expat has different financial goals and circumstances. We offer customised loan options that are flexible and suited to your unique situation, whether you're looking for a primary residence, an investment property, or a holiday home.
  • Competitive Rates and Loan Options We work with Australia’s leading lenders, allowing us to provide a range of competitive rates and terms that meet your needs. Our partnerships mean you get access to the best available options without the hassle of sifting through countless offers on your own.

Common Questions Expats Ask

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Can I get a home loan if I’m paid in a foreign currency?
Yes, many Australian lenders accommodate foreign income, although certain adjustments may apply. We’ll help you find lenders with the most favourable policies for your currency.
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What documents do I need to apply?
Generally, you’ll need proof of income, identification, Australian property details, and any other assets or liabilities. We’ll guide you through the exact documentation required by the lender to ensure your application is complete.
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Is a higher deposit required for expat loans?
Some lenders may require a larger deposit from expats, especially if paid in foreign currency. However, we work with lenders who offer competitive deposit requirements to help you enter the market with confidence.

How We Support Expats with Home Loans

Comprehensive Loan Assessment:

From the start, we conduct a thorough assessment of your financial circumstances, credit profile, and property goals. We’ll evaluate your income sources, whether they’re foreign currency or Australian dollars, to ensure your eligibility with Australian lenders.

Guidance Through Australian Lending Policies:

Lending policies for expats can vary depending on the lender, your country of residence, and even the currency in which you’re paid. We keep you informed of current Australian lending standards, ensuring you’re fully aware of all requirements, regulations and necessary documentation.

Currency and Income Considerations:

For expats earning in a foreign currency, some lenders impose restrictions or adjust your borrowing capacity. Our brokers have experience in working with multi-currency incomes, helping you find lenders who accommodate your income structure, so you get the maximum benefit from your earnings.

Efficient Documentation and Application Process:

Applying for a loan from overseas can be complicated by time zones, paperwork, and communication challenges. Our brokers streamline the process, handling document requirements and liaising with lenders on your behalf, so you don’t need to worry about every detail.

Ongoing Support After Loan Approval:

Our service doesn’t end with loan approval. We provide ongoing support, helping you manage repayments, adjust loan terms, or access refinancing options as your circumstances change over time.

Start Your Journey Home with Confidence

Investing in Australian property from abroad doesn’t have to be daunting. Let our team of experienced brokers guide you through every step, so you can achieve your property goals with peace of mind. Contact us today for a free consultation, and let’s make your dream of owning a home in Australia a reality—no matter where you are in the world.