Welcome to HSD Finance, your trusted mortgage broker dedicated to helping medical professionals across Australia secure home loans tailored to their unique needs and financial situations. As a healthcare provider, your profession comes with demands that often require flexibility and specialised loan options. We’re here to ensure you receive the financial solutions you deserve, without the stress.
As a medical professional, you are considered low risk by many lenders. This makes you eligible for unique loan benefits, including higher borrowing capacities, reduced deposit requirements, and waived Lenders Mortgage Insurance (LMI) for loans over 80% of the property's value. These perks recognise your stable income and strong financial outlook, providing you with a more affordable pathway to homeownership or property investment.
Many lenders offer up to 90-95% LVR without the need for Lenders Mortgage Insurance (LMI), saving you thousands.
Exclusive interest rate discounts tailored to healthcare professionals can make your loan more affordable in the long term.
Customised repayment structures to accommodate busy and variable work schedules, including offset accounts and interest-only options.
Secure a loan with a smaller deposit, helping you get into your home sooner without sacrificing other financial goals.
As a valued professional, you may be eligible for a streamlined loan approval process, allowing you to settle sooner.
Some lenders waive annual package fees and other ongoing costs for eligible medical professionals.
Specialist Home loans for medical professionals are typically available to a wide range of healthcare professionals, including but not limited to:
Supporting Medical Professionals Every Step of the Way
Understanding Your Goals
We start with a personal consultation to understand your financial goals, whether it is buying a first home, upgrading, or investing in property.
Tailoring Your Loan Options
Based on your profile, we connect you with lenders that offer competitive, exclusive options for healthcare workers.
End-to-End Guidance
Our experienced brokers manage the application, approval, and settlement processes, saving you time and hassle.
Ongoing Support
Our support does not end once your loan is settled. We are here to help you adjust your loan as your career and lifestyle evolve.
With years of experience assisting Australian healthcare professionals, we know how to streamline your home loan experience. Our brokers work with trusted lenders who understand the unique demands of your career, ensuring you receive the benefits you are entitled to with a simple, hassle-free process.
Ready to explore your home loan options? Contact us today for a free consultation. Our team at HSD Finance is here to help you secure the perfect loan and turn your property dreams into reality.